Welcome to ReThink Mortgages

The modern, free, online mortgage broker with a personal touch

Relax, we do the work for you, removing your stresses and leaving you free to focus on planning your future in your new home. Traditional high street mortgage broking can involve expensive fees, long waits for appointments, inconvenient appointment times, outdated technology, and confusing language. Some brokers are also restricted to a smaller panel of lenders meaning you may not actually be getting the best rate available.

Online only brokers or comparison sites are impersonal and this can often lead to misunderstandings of your individual needs, leading to a mortgage that may not have been optimal for your circumstances. They can also lack the support we feel is needed for you to feel secure throughout the mortgage process.We’re here to solve all this.

How do we work?
Initially our process allows you to submit information online through our fact find portal. Create an account and follow the steps at your convenience, whenever and wherever you like. No need to spend your valuable time organising appointments or booking time off work.

As soon as your account is created our team of friendly experts are on hand to offer as little, or as much help as is wanted for your individual requirements.

From first time buyers looking to see how much you could borrow, to experienced landlords looking for further buy to let loans and everything in between. Perhaps you have a less than ideal credit history and thought you had no chance of a mortgage. We’re here to help you through it all. We are real people with years of industry experience here to answer questions and guide you at each step of the way.

Once we have your individual circumstances finalised, we use the information and search the market to find the best mortgage for you! We are whole of market advisors, meaning we have access to over 90 different lenders, with over 25,000 products – including exclusive rates that wouldn’t be available to you if you were to go direct.

We get that mortgages can be intimidating, that’s why we are here to remove those worries and hold your hand throughout the entire process.

So what’s the catch?
There is no catch. We get paid by the lender and so will never charge you a penny! We are committed to finding everyday people the best possible mortgage deals, saving you money and time and that includes keeping your money where it belongs – in your pocket!

Once you’re with rethink, we’ll continually review your mortgage, checking in with you now and again, to ensure you never get caught unawares by rate increases. As soon as your current deal ends, we will have your new deal ready to go – again without costing you a thing!

Look no further. Our use of the latest technology coupled with our team of experts gives unparalleled service in securing the best mortgage for you! Straightforward, no nonsense, and best of all – free!

Welcome to ReThink

Create an account

re|Think Mortgages are a free to client service which means we never charge you anything, however we will get a finders fee paid from a provider, should we find a suitable mortgage that fits your needs. For insurance business we offer products from a choice of insurers. You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. Your savings will depend on personal circumstances. There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

re|Think Mortgages is a trading style of Kingswood Wealth Management Ltd which are authorised and regulated by the Financial Conduct Authority. Kingswood Wealth Management Ltd is registered in England and Wales no. 07802065. Registered office, Manor House, Long Lane, Bury, Lancashire, BL9 5QT.

Kingswood Wealth Management

Authorised and regulated by the Financial Conduct Authority. Kingswood Wealth Management Ltd is entered on the Financial Services Register www.register.fca.org.uk under reference 572308. If you wish to register a complaint, please write to info@rethinkmortgages.co.uk or telephone 0800 009 6499.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

Commercial Buy to Let mortgages are not regulated by the Financial Conduct Authority.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.

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